Disable auto-close quotes (or rather make it "smart")

Whenever I have an existing text and would like to add some inline formatting, I am always set up by the “smart” closing feature of bracket, backticks and the like.

Is there a way to disable them??

If not, I would like to be them to be configurable. Or, if you want to keep things simple, I would suggest to replace quotes only when you are at the end of the line.